In India, credit card penetration is 3% which means 97% of population relies on informal credit issued to them by these businesses.

Today, over 50 million SMBs issue informal credit in India, This is a hugely manual process which they spend hours tracking, reconciling, and collecting!

The 50M SMBs in India account for 40% of the nation’s GDP.

As much as 60% of their sales happen on credit. That’s ~24% of the country’s GDP (500B$) lying on paper!

We’ve digitised these ledgers.

We are building the biggest and fastest growing credit network of India!

We have experience building for the next billion in emerging economies.

Hit us up for any questions :)


Bengaluru, Karnataka, India

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